신용등급
신용등급 정의
| 평가연도 | 평가대상 | 신용등급 | 평가회사 |
|---|---|---|---|
| 2016 | 회사채 | AA+ | 나이스신용평가 |
| 한국신용평가 | |||
| 한국기업평가 | |||
| 2015 | 회사채 | AA+ | 나이스신용평가 |
| 한국신용평가 | |||
| 한국기업평가 | |||
| 2014 | 회사채 | AA+ | 나이스신용평가 |
| 한국신용평가 | |||
| 한국기업평가 | |||
| 2013 | 회사채 | AA+ | 나이스신용평가 |
| 한국신용평가 | |||
| 한국기업평가 | |||
| 2012 | 회사채 | AA+ | 한국신용평가 |
| 나이스신용평가 |
해외 신용등급
해외 신용등급 정의
| 평가연도 | 평가회사 | |
|---|---|---|
| Moody`s | S&P | |
| 2016 | A3 | A- |
| 2015 | A3 | A- |
| 2014 | A3 | A- |
| 2013 | A3 | A- |
| 2012 | A3 | A- |
회사채
| 등급 | 등급의 정의 |
|---|---|
| AAA | 원리금 지급능력이 최상급임 |
| AA | 원리금 지급능력이 매우 우수하지만 AAA의 채권보다는 다소 열위임 |
| A | 원리금 지급능력은 우수하지만 상위등급보다 경제여건 및 환경악화에 따른 영향을 받기 쉬운 면이 있음 |
| BBB | 원리금 지급능력이 양호하지만 상위등급에 비해서 경제여건 및 환경악화에 따라 장래 원리금의 지급능력이 저하될 가능성을 내포하고 있음 |
| BB | 원리금 지급능력이 당장은 문제가 되지 않으나 장래 안전에 대해서는 단언할 수 없는 투기적인 요소를 내포하고 있음 |
| B | 원리금 지급능력이 결핍되어 투기적이며 불황시에 이자지급이 확실하지 않음 |
| CCC | 원리금 지급에 관하여 현재에도 불안요소가 있으며 채무불이행의 위험이 커 매우 투기적임 |
| CC | 상위등급에 비하여 불안요소가 더욱 큼 |
| C | 채무불이행의 위험성이 높고 원리금 상환능력이 없음 |
| D | 상환 불능상태임 |
* 상기 등급 중 AA부터 B등급까지는 +,- 부호를 부가하여 동일 등급 내에서의 우열을 나타냄
Moody`s
| 등급 | 등급의 정의 |
|---|---|
| Aaa | Aaa are judged to be of the highest quality, with minimal credit risk. |
| Aa | Aa are judged to be of high quality and are subject to very low credit risk. |
| A | A are considered upper-medium grade and are subject to low credit risk. |
| Baa | Baa are subject to moderate credit risk. |
| Ba | Ba are judged to have speculative elements and are subject to substantial credit risk. |
| B | B are considered speculative and are subject to high credit risk. |
| Caa | Caa are judged to be of poor standing and are subject to very high credit risk. |
| Ca | Ca are highly speculative and are likely in, or very near, default, with some prospect of recovery of principal and interest. |
| C | C are the lowest rated class and are typically in default, with little prospect for recovery of principal or interest. |
* Moody's appends numerical modifiers 1, 2, and 3 to each generic rating classification from Aa through Caa. The modifier 1 indicates that the obligation ranks in the higher end of its generic rating category; the modifier 2 indicates a mid-range ranking; and the modifier 3 indicates a ranking in the lower end of that generic rating category.
S&P
| 등급 | 등급의 정의 |
|---|---|
| AAA | Extremely strong capacity to meet financial commitments. Highest Rating. |
| AA | Very strong capacity to meet financial commitments. |
| A | Strong capacity to meet financial commitments, but somewhat susceptible to adverse economic conditions and changes in circumstances. |
| BBB | Adequate capacity to meet financial commitments, but more subject to adverse economic conditions. |
| BBB- | Considered lowest investment grade by market participants. |
| BB+ | Considered highest speculative grade by market participants. |
| BB | Less vulnerable in the near-term but faces major ongoing uncertainties to adverse business, financial and economic conditions. |
| B | More vulnerable to adverse business, financial and economic conditions but currently has the capacity to meet financial commitments. |
| CCC | Currently vulnerable and dependent on favorable business, financial and economic conditions to meet financial commitments. |
| CC | Currently highly vulnerable |
| C | Currently highly vulnerable obligations and other defined circumstances. |
| D | Payment default on financial commitments. |
* Ratings from 'AA' to 'CCC' may be modified by the addition of a plus (+) or minus (-) sign to show relative standing within the major rating categories.
